How it works
Rent-to-own, explained in plain English
New to the island? Spanish car finance can feel like a maze of banks, guarantors and small print. Ours is different: a straightforward contract between you and us, with a clear exit at the end. Here's exactly how it works.
Configure your contract
Choose your car, your term (24, 36 or 48 months) and your down payment (from €10,000 to €30,000). The down payment isn't a deposit that vanishes: it's your security, and it reduces your monthly fee, euro for euro. On the Xiaomi SU7 Ultra, for example, €18,000 down brings the fee to €2,099 a month, all-inclusive.
Sign and receive
We verify your identity, you sign digitally, and we arrange delivery wherever suits you. No bank visits, no guarantors, no waiting weeks. From yes to driver's seat in days, not months.
At the end, you decide
When the contract ends you have three exits, all in writing from day one: buy the car at the guaranteed buyout price, hand it back with nothing more to pay, or swap it for another car from the fleet.
A real example: the Xiaomi SU7 Ultra
36 months · €18,000 down · €2,099 a month all-inclusive · guaranteed buyout price: €40,000. In plain terms: buy it at the end and you'll have paid €133,564 in total. Hand it back instead, and you owe nothing more.
How does it compare with buying?
| With us | Buying outright | Bank finance | |
|---|---|---|---|
| Upfront outlay | From €10,000 | Over €100,000 | 20–30% plus arrangement fees |
| Insurance & maintenance | Included in your fee | Yours to sort | Yours to sort |
| Depreciation risk | Ours | Yours | Yours |
| At the end | Your choice: buy or walk away | It's yours — and so is reselling it | Yours after the final instalment |
| Bank paperwork | None | None | Credit checks, guarantor, notary |
Nobody knows what a high-end EV will be worth in three years. With us, that's our problem, not yours: your buyout price is agreed in writing, whatever the market does.