What people ask before they sign

In plain terms: it's an operating lease with a purchase option. You pay one all-inclusive monthly fee, and from day one your contract states the exact price at which you can buy the car at the end — the guaranteed buyout price. That price never changes, whatever the market does. When the contract ends, the choice is entirely yours: buy it, hand it back, or swap it for another car. Buying is a right, never an obligation.

The down payment does two jobs: it's your security for the contract, and it reduces your monthly fee, euro for euro. There is no separate deposit. If you buy the car at the end, the down payment has already counted towards what you've paid. If you return the car having met the terms of your contract, you owe nothing more — you simply walk away.

A valid driving licence, proof of identity and your NIE (the Spanish foreigner's identification number most residents already hold). No Spanish credit history is required — there's no bank involved, and your down payment is your security. If you've recently arrived and are still getting your paperwork in order, tell us when you send your enquiry and we'll walk you through exactly what's needed for your situation.

Licences issued in the EU or EEA are valid for driving in Spain. UK licence holders are covered by the UK–Spain licence agreement, and many residents choose to exchange for a Spanish licence in time. Whatever your situation, send us a photo of your licence with your enquiry and we'll confirm everything is in order before you sign anything.

Fully comprehensive insurance is included in your monthly fee: own damage, third party, theft, glass and roadside assistance throughout Spain. Additional named drivers — a partner or family member — can be added to the policy; just mention it when you request your offer. The full cover and excess details arrive with your contract as a one-page, plain-English summary.

Nothing dramatic. Excess kilometres are settled at the end of the contract, at the rate written into your contract from day one — €0.30 per kilometre on the standard plan. If you already know you'll be driving more, choose a higher mileage package at the start; it works out cheaper than paying the excess later.

In plain terms: your contract states a guaranteed buyout price — €40,000 on the flagship Xiaomi SU7 Ultra plan. Want to keep the car? Pay that amount at the end and it's yours; we handle the ownership transfer and all the paperwork. Rather not? Hand it back and walk away — no strings attached. The price is fixed on day one and never moves.

Then you simply don't buy it. Hand the car back, and the loss is ours, not yours — depreciation risk sits entirely with us. You would only ever buy if the numbers make sense for you. That's exactly why the purchase option is a right, never an obligation.

Life happens; people relocate. Talk to us as early as you can. The early-exit terms are in your contract from day one, with no hidden penalty clauses, and we'll run the numbers for your exact case — early return, transfer or early buyout — so you can decide with everything in front of you.

By SEPA direct debit from any EU bank account, on the same day each month; card payment is available too. Every figure you see — on the website, in your offer and in your contract — includes VAT. No arrangement fees, no admin charges, no surprises at handback if you've met the contract. What you see is what you pay.